Baramulla: The Ayushman Bharat Golden Card, issued by the Jammu and Kashmir Health Department under the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY) SEHAT is providing respite to scores of patients especially those belonging to weaker section of the society who require financial assistance for the expensive treatment.
Under the AB-PMJAY scheme, a person is able to receive financial cover up to Rs five lakh per family on a floater basis to all residents.
In Jammu and Kashmir, the department of Health has so far registered 5595956 beneficiaries. Among the registered beneficiaries, 935143 belongs to north Kashmir’s Baramulla, Kupwara and Bandipora districts.
Family of Bashir Ahmad, a carpenter, from Old town Baramulla, was almost was shattered when he suffered heart attack while working at a house. Bashir, was shifted to territory care hospital at Srinagar where doctors suggested for placement of stent in one of the blocked blood vessel.
“The procedure cost was expensive for us,” said Bashir’s wife. “Had we not obtained Golden card, I would have faced immense hardships. The golden card saved life of my husband,” she added.
Like Bashir there are scores of patients who had availed the benefits of the Golden card. The golden card is enabling patients especially from the weaker section of the society who had no means to receive better health care facilities and treatment in Government and private health care institutions.
Manzoor Ahmad, another patient Baramulla district recently went through an open heart surgery at SKIMS Srinagar. While terming the health care benefits under the Ayushman Bharat Golden card a “miracle” for the poor patients said that “I would have died a silent death if I had not obtained Golden card.”
“Once doctors advised me for the open heart surgery, my entire family was shell shocked. It was impossible for me to bear the surgery cost. The financial assistance under the golden card liquidated most of my treatment expenses which was over Rs five lakhs,” added Manzoor.
The Ayushman Bharat Yojana, also known as Pradhan Mantri Jan Arogya Yojana (PMJAY) was started by the Prime Minister Narinder Modi in the year 2018 with to focus on helping the economically weaker section people of the country under which a golden card is issued to the beneficiary so that they can attain health care facilities for free.
Under the Ayushman Bharat Yojana Scheme, a family can avail Rs five lakh health benefit and beneficiary can avail treatment in any of the empanelled hospitals of the country.
Around 19000 hospitals across India had been empanelled for the scheme. In Kashmir apart from the Government sector hospitals, scores of health institutions in private sector had been also designated for the scheme.
“The scheme is a well thought initiative taken by the prime minister. It enables the patients especially patients from the weaker section of the society to avail health benefits and treatment in any of the empanelled hospitals free of cost,” said Dr Syed Masood, Nodal officer, Ayushman Bharat Yojana.